HSBC – SIP with Health Insurance

HSBC – The World’s Local Bank has customized offering of Mutual Fund SIPs in India. This a very innovative scheme and HDFC and Reliance Mutual Funds should also launch such schemes.

Here is the details that we received from HSBC.

  • The insurance will cover cancer, stroke, bypass surgery, accidental death or permanent disability
  • The maximum cover will be for Rs 10 Lakhs.
  • The cover that can be claimed is proportional to SIP amount paid every month. Suppose you invest Rs 2,000 / month, you will get insurance cover of Rs 72,000 over three years as that’s the minimum period you have to stay invested to claim insurance.
  • Eligible age for investor is between 20 and 50 years

Kindly contact HSBC for further details of feedback @ dalalstreet.biz.