I am 26years old. Investing in Mutual fund through SIP. I plan to invest Rs1000 each in Birla Sunlife Midcap fund, HDFC Top 200, Reliance Growth and ICICI Pru Dynamic plan (All are growth fund). Also like to add IDFC premier equity fund, DSPR BR Top 100 equity, Index fund and Gold fund. Please suggest if the above portfolio needs any changes?