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Credit Cards / Loan Products in India => India Credit Cards / Personal & Business Loans => Topic started by: mohit on October 03, 2010, 05:54:31 PM

Title: related to credit card linking with saving account
Post by: mohit on October 03, 2010, 05:54:31 PM

hi
    i want to ask few questions regarding hdfc bank credit card. i opened the saving bank account with hdfc bank account with hdfc bank after two years they offer my life time free gold credit card. by default it linked to same saving account ( customer ID).

my question is
1) how can i de-link my credit card from that saving account.
2) is the credit card linked to my customer id also.
3) if i open another saving account in other state with same customer id . will my credit card also linked with this saving account also. and in case of dispute will they able to freeze my new account also.
4) should i open my new saving account with hdfc bank with different customer id

Title: Re: related to credit card linking with saving account
Post by: cardbhai on October 04, 2010, 09:42:44 AM

1. You have to give in Writing to de-link from your Savings Bank A/C.
2. Yes it is linked to Cust ID. You can confirm this by calling the Call Center of Credit Card and Giving your Cust ID, she will pull up your Credit Card details after long list of verification.
3. Yes. Essentially you are linked in their internal systems by means of PAN Card.
4. How will I know what is going on in your mind ?