Money paid for settlement to SCB Card 6 yrs back but again they are chasing for

[cardawareness]

Hi Cardbhai,

I was having a SCB card 6 years back on which there was a card misuse & dispute ( add-on card I took for my wife was canceled upon my request and activated again without my notice). She misplaced but not worried thinking it was a canceled card. I had a series of discussions later with the Bank on transactions of that card (Rs.17000) and I paid a settlement amount(Rs 10000) thru DD finally. But the Bank person delayed the settlement letter with some or other story and I had left out of country on project work few days later. As I was unaware of the CIBIL / Credit History etcat that time - I had ignored the card totally. But, I dropped a letter to cancel my card and my card in 4 pcs in SCB box before leaving out of India.

Now after 6 years Shaha is chasing me asking me to Pay 65000 and Bank does not have records of my payment as per Customer Care.

I have only a mail copy of the Bank on my settlement accepting that they received the DD after I chased him thru mail. But they did not respond anything exclusively on my request (in same mail) asking them to confirm the full & final settlement.

Now, what should I do. Shaha seems to be defaulted me in CIBIL rating. Is there a away I can deal with Bank than Shaha?

I need some advise or help on this. I really upset with these unethical approaches of SCB Bank.

If anyone of you would like to help with references in private, pls drop a mail to screwedbycsb@gmail.com

cardawareness
Bangalore

[cardbhai]

1. You have no other way but to Pay or Negotiate for a settlement with Shaha. We can't blame others or law for our negligence and it is our bad fate that laws are enforced strictly here to squeeze the consumer [Bad Society]

2. Kindly share the Full Postal address, e-mail and Contact details of Shaha, I would like to talk to them.

Thanks.