India Investment, Stocks, Credit Card and Retail Forum

Credit Cards / Loan Products in India => India Credit Cards / Personal & Business Loans => Topic started by: Ajeet on November 16, 2010, 12:43:27 AM

Title: Interest free Uses of Hdfc gold card
Post by: Ajeet on November 16, 2010, 12:43:27 AM

Hello...
currently i am using Hdfc gold credit card, which has interest free period of 50 days, what kind of transactions, bill payment or any other mode of payment is coming under it....and which kind of transaction the bonus points are available ??

Title: Re: Interest free Uses of Hdfc gold card
Post by: cardbhai on November 19, 2010, 09:48:48 PM

50 Days is the Maximum. Don't go by that misleading campaign. Use your credit card only if you have to and kindly make all the payments in full atleast 3 days before the due date.

Using Credit Card for gaining points seems attractive. However, if you are careless and unable to pay the dues, then they will RIP you off 3 - 10 times than what they give. Points and offers come as you use and if you start accumulating too many, they will upgrade you to Platinum Card where there are no points :-)