I have a hdfc credit card of limit Rs.75,000. I have accumulated Rs.75,000 previous year and have been paying minimum due since then, but i have the same due amount. Due to certain severe circumstances, I am financially totally broke and could not pay the minimum due for last two months. I have been called in for settlement by hdfc bank now.
Now I am in a very bad situation that for next 8 months, I will not be able to spare any money for payment!
How do I take that on to the settlement guys or is there any other option!
Any words of advice at this moment will be really appreciated and will be of real great help for me at this phase of my life!
Much thanks!
