Help!!!!!.......I was about to travel abroad to stay there for 3yrs and during the last week I lost my credit card, I didn't reliase it until the bank called me mentioning the due amount, I told them that i didn't use it but they said you have to fail a FIR for it and still pay the amount. I'm in a position that I can't come to file FIR, some time later they have sent a lawyer notice to the place I lived, the tenants there happened to notice that and sent me an email about it. I don't know what to do in this situation, should I get in touch with the lawyer about this or the bank?