Help needed to settlement with Citibank and HSBC
Dear Sir/Madam,
I have applied for home loan from HDFC bank and Bank run my CIBIL report and per CIBIL I have 2 overdoes from 2 banks. Any help will be really appreciated.
Report from HDFC Bank
Control No. of your CIBIL is:541701168.
1. A/C to your CIBIL report your two credit card have Overdue Amount.
One sanction on 17/06/2006-Overdue Amount Rs.45840 from HSBC
Another one which was issued on 14/02/2005 has overdue Amount Rs.342495.from CITI bank
CITI Bank:-
I have withdrawn Rs 25000/- overdraft from my Citibank Suvida account in July 2005 and I had some dispute regarding the charges the applied in my account, we had long email communication and every time a new representative responded my query and ask the same question again and reply the standard answer we will reply you bank in 2-3 business day but he/she never reply.
And finally I lost the track due to job (move so many places) also bank never contacted me for this any time. The last email statement I receive from bank is “Statement Period - Jul 1, 2005 to Sep 30, 2005” No paper statement at my home also.
Now they made it Rs. 342495/- and reported to CIBIL
HSBC:-
They posted Rs. 8,947.10/- outstanding in my credit card that I never use I ask them to send me the detail but they never sent. And with HSBC also same story contact customer care every time standard answer will revert back you in 2-3 business day and that never come.
And now they made it Rs. 45840/- and reported to CIBIL.
Can someone please help me to resolve this issue. Any help will be really appreciated
Thanks
Navin