Hi Team
Pl guide me
I had HDFC Credit Card payment due since i left the job i was unable to pay it.After a year i got a call from HDFC Legal Head stating that if you are not able to pay you can go for settlement. Or we will put the case in the court after that we will not be able to do anything. Now he has given some toll free number to call and give one reference number and get your credit call settlement letter. They have finalized it for Rs.54000/- to pay in 2 installments.
But i feel that person is not genuine. How do i check this. Since that person is forcing me to pay it immediately
Kindly advise
