Helllo Sir
I had an education loan of Rs 1,47,000 but after passing out in 2008 due to job crisis I failed to pay emi for 1 year which made it to Rs 2,12,000. After that I called up the bank & started paying Rs 2500 for the last 3 years.Now due to an emergency I have applied for personal loan & I do have a credit card with no defaults. So will it affect my credit score & the loan may get rejected.
Thanks
Preet1985