The Government of Indonesia has issued several restrictions on the issue and use of Credit Cards.
1. minimum income limit to qualify for a credit card
2. only two cards if income > indonesian Rp10mn/month,
3. limit should by up to 3x the monthly income,
4. minimum age of 21 years or married,
5. maximum rate charged 3% from 3.75%.
What Suggestions do you have in the context of India ?