Dear All,
I had a credit card with HDFC which I had setteled with them with 18000 rs. in Sep 2010. Though the last settlement date was August , due to some reason it was delayed by a month. Now the bank is again calling up saying that settlement is not valid and i have to again resettle the Card with nearly 52,000 Rs. whereas the card was only of 20,000 rs.I am in a big fix and need real help.Can i seek some legal help? is the bank in their legal limit to again ask for a settlement on a once settled card? can they charge this much amount again on card which had only rs.20,000 as a limit.
With regards
Indranil