Author Topic: Difference between CIBIL Report and CIR Report  (Read 13404 times)

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sharathdotc

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Difference between CIBIL Report and CIR Report
« on: March 23, 2016, 04:15:52 PM »
Hi CreditBhai

What is the difference between CIBIL Report and CIR Report . I understand one costs Rs 470 and other costs Rs 154.
I remember I requested for one online few years and paid around Rs 450 and it must be CIBIL report.
I want to check my score and want to understand the core difference between CIBIL and CIR Report

Thanks
Sharath

komal

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Re: Difference between CIBIL Report and CIR Report
« Reply #1 on: March 23, 2016, 07:41:09 PM »
The CIBIL Report + Score Costs Rs 470 and contains your CIBIL Transunion Score as explained here http://www.cardbhai.com/2012/10/what-is-cibil-transunion-score-explained.html

The RS 154 CIR is Credit Information Report which contains details of all your Loan / Credit accounts as explained here http://www.dalalstreet.biz/forum/cibil-credit-report-score/understanding-accounts-enquiries/