Dear Card Bhai,
Need your advise. I had 2 outstanding credit cards
1.ICICI bank overdue Rs.70,000 aprox which I paid in full and closed but CIBIL record shows as written off.
2. HSBC overdue of Rs.52,000 which i have not paid yet.
Im not sure how to handle this as ICICI promised me that they will not mention written off in my cibil record but now Im in a fix that neither i feel confident to close HSBC nor do i have any option to keep HSBC pending. How do i handle this to improve my CIBIL score.
I want to apply for car load but these 2 cards has become obstacle for me.
Please advise.
Rgds
SAAN
